Small Business Finance

Here's something nobody tells you when you hire your first bookkeeper: the person you trust most with your money is statistically the most likely source of financial fraud in your business. That's not meant to scare you. It's meant to wake you up. After 20 years working with small business owners across San Antonio, I've seen this play out more times than I'd like to count. A loyal employee, often someone who's been with the company for years, quietly skims payroll, adjusts d